Javier Gonzalez

Adjunct Professor, UBI Brussels


Spanish, English, French

Education Qualification

International MBA – European Business School of Barcelona & MCA Business School (Spain & USA)

Executive Master in Finance – Ichec Brussels School of Management (Belgium)

Postgraduate in Financial Management & Accounting – University Isabel 1 (Spain)

Six Sigma Black Belt certification

Scrum Master Certification

Diploma in Islamic Finance – Chartered Institute of Management Accountants

Recent Professional Academic Experience

CEO & Co-founder - Tonic teaching November 2019 - ongoing

International guest lecturing & trainings

Online, distance and on-campus teaching

Activities in 4 continents, 17 countries (Europe, Asia, Africa & South America)

In company trainings & workshops

STRATEGIC PROJECT MANAGER Lombard International Assurance - Luxembourg October 2019 - August 2020

Managing finance, HR and efficiency projects

Projects involving 70+ Head Counts

Managing relationships with external providers

Scum Master 

Lombard International Assurance - Luxembourg October 2019 - August 2020

FINANCE PROJECT MANAGER - Sanofi (Morocco, Tunisia, Libya) 2018-2019

IT and finance Projects

Member of the Finance board

Lean Management

HEAD OF M&A DEPARTMENT - UJA -Pune (India) 2017 -2018

Creation and management of the department

Strategic alliances and partnerships Europe & Asia

FINANCIAL ADVISOR - Banco Santander - Brussels 2014 - 2017


Portfolio Management of credits and insurances

CEO & FOUNDER - DMJ Finance – Brussels 2011 - 2014

Brokerage company in credits and insurances

Collaboration with 17 banks and insurance companies

Portfolio management bank and insurance products

Selected Publications & Other Achievements


"Fintech" - SSBF (India)

"Financial Planning"- AIWMI (India)

"Education technologies" - USIL (Peru)

"Entrepreneurship during Covid-19" University of Delhi (India)

"New technologies applied to university teaching" - Technology University of Peru (UTP)

"Entrepreneurship in times of change" - Technology University of Peru (UTP)

"Entrepreneurship during Covid-19" Tec de Monterrey (Mexico)

"Entrepreneurship during Covid-19" - IILM (India)

"Impact of internationalization on the career" - WebinarWall (India)